How to send money

1

Activate in your banking app

Open your online banking app to register for Paym (check with your particular bank website for steps).
2

Enter details

Enter the name and amount you want to pay (your app will open up your phone’s contact list automatically).
3

Confirm and send

Confirm the account name to ensure you are paying the right person and send the money instantly.
4

We'll send a text

If the person you’re paying hasn’t registered in their banking app, no money will be sent. Depending on who they bank with, most will receive a text notifying that someone has tried to pay them.

How to receive money

1

Activate in your banking app

Open your online banking app to register for Paym (check with your particular bank website for steps).
2

Supply your mobile number

Simply hand out your mobile number to people who owe you money. They can use their banking app to send you the money, fast, free and easily.

Benefits of using Paym

It’s easy

All someone needs to send you money is your mobile number

It’s secure

It’s only available through your trusted banking app

It’s free

Send or receive money with no charges

Activate in your banking app

Fifteen banks and building societies offer the Paym service. Click on yours for more information, or open your banking app to register there.

Bank of Scotland
Barclays
The Cumberland
Danske Bank
first direct
Halifax logo
HSBC
Isle of Man Bank
Lloyds bank logo
Nationwide Building Society
NatWest
Royal Bank of Scotland
Santander
TSB
Ulster Bank

Free to register, free to use

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